Get on the “Path2Buy”! with Gateway’s coach and Executive Loan Pro!

Path2Buy

Path2Buy is a plan, a roadmap, a blueprint, a solid, concrete proven system to get you on the road to meeting your home buying goals. It works for renters looking to buy their own home or for current owners looking to move up, buy an investment property or refinance what they have.

Do you see yourself here? Here’s how we’ll help…

Credit scores Your current rating isn’t quite as high as it needs to be to qualify for a mortgage.Your coach can advise you and access the tools necessary to improve your credit scores, while checking in every 45 days to keep you on track.Down payment You don’t have the necessary down payment just yet. This is an online, debit card world. It’s easy to spend money you can’t see. But instead of spending it, we’ll help you save the money you can’t see. Your Path2Buy coach understands the “real” numbers required for a down payment (e.g., 3.5% for FHA) and can show you what to do to get there. They’ll help you keep your footing to stay on the path with regular check-ups. Job insecurity You’re afraid to commit to a mortgage because your current job doesn’t feel secure. Your Path2Buy coach keeps in touch to check on changes in your job outlook. Together, you’ll be ready to make the move when you feel the time is right. Debt-to-income ratios You have too much debt to qualify for a mortgage right now. Well-versed in debt management, your coach can share valuable tips and insight creating a debt paydown plan that will keep you on the Path2Buy. Debt-to-income comfort zone Your debt-to-income ratio may be acceptable to others but not for your comfort levels. You have other obligations like tuition, or helping out a family member, that don’t show up on your credit report but get paid out of YOUR checkbook. Once you share your position with your coach, you get solid advice for getting to that point where you feel more comfortable with your debt. Some will just go away over time. Misinformation Anybody can post a blog, publish a website or create a You Tube video. Too many people believe the false reports about credit qualification, down payments and other issues and concerns related to home buying. Your coach will give you the straight truth including down payment and credit score minimums, and pledge to you to stay on top of all guidelines in the ever-changing mortgage arena. Mobility Are you concerned that your job may transfer you, or a new job would require you to relocate? How quickly can you sell the house you just bought? Your coach will keep you updated as to market time in YOUR specific market. They will also be connected to the right individuals to provide the proper advice when renting out your home becomes an alternative.

Now is a great time to buy, if you’re in the right position. But if you’re not, It’s also a great time to get in a great position. It’s time to get on a Path2Buy.

Where do you Start?   Just gimme a call!

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